Consumer Loan


  • Competitive interest rates starting at 3% over CBK Discount rate.
  • Flexible repayment period.
  • Consolidate all your debts in one payment.
  • High loan amount.

As a Kuwait National, you’re part of the inspirational story of the Kuwait, a country that proves that anything is possible. You know you can make your dreams happen. As the bank that cares, we want to help you do just that. 

Whether you’re looking for additional funds for purchase of consumer goods, or to cover education expenses or to cover the medical treatment expenses, we recognize you as the architect of your own life. This is why we’ve designed a personal loan that puts you in the driving seat.

With UNB, you can tailor your loan according to your specific circumstances and needs; choose your own terms and benefits, at a competitive rate of interest. 

With our personal loan, you’re in charge, driving your own destiny.

Fees and Tariffs

Processing fee  
Early settlement charges  
Late payment charges  
1.5% (of the delayed amount) Over the Charged Interest Rate on the loan.  
Loan rescheduling fee  


Applicants must be:

  • - Earning at least KWD 400 per month.
  • - Working in a Government, semi-Government or approved private employer.

Terms & Conditions

  • The bank reserves the right to change the interest rates, fees & tariffs, charges and terms & conditions at its own discretion, by giving prior notice.
  • Approval of loans is at the discretion of the bank.

Discover more offers