ATM Debit Card


  • Advanced Chip & PIN technology for the highest levels of security .
  • Spending limit determined by your UNB account balance .
  • Exclusive dining, shopping and entertainment offers .
  • Card fraud protection .
  • Free online and mobile banking .
  • Free SMS notifications & statements, so you can track all your transactions .
  • 24/7 access to our Call Centre .

If you lead a busy life, convenience is not a luxury - it’s a necessity. Why carry cash around when you don’t have to? As a UNB account-holder, you automatically get your own UNB Debit Card, which means you get to be cash-light. Simply use your card to make your purchases at stores, restaurants, hotels, petrol stations, and for those times where you do need cash, you can easily withdraw from an ATM located near you.

Now you can enjoy greater flexibility and convenience in your everyday life. It’s so easy with your UNB Debit Card.

Fees and Tariffs

Issuance fee:  
Card replacement fee:  
KWD 5  
Replacing secret pin code:  
KWD 5  
Using UNB ATM:  
Fees for using other bank ATMs  
Cash Withdrawal: KWD 0.100  
Balance Enquiry: KWD 0.050  
Fees for using an ATM in GCC:  
Cash Withdrawal: KWD 0.500  

Note: You can ask for information on any other fees and charges that apply to you at any Kuwait branch.

All charges are subject to change.


Applicants must be:

  • - Individuals Existing UNB accountholders .

Terms & Conditions

Terms & conditions apply.

The bank reserves the right to change the interest rates, fees & tariffs, charges and terms & conditions at its own discretion, by giving prior notice.

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